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Plan ahead with small business life insurance from 状态 Farm®

As a small business owner, you work hard to establish your business and achieve success. However, t在这里 may be planning issues you need to address to be sure your success continues. 状态 Farm can help with a variety of life insurance policies.

Get a quote for term life insurance

选择一个状态

If you are interested in additional life products, please contact a 州立农场代理.

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业务 continuation

What will happen to your business at your death? Will your heirs need to sell the business to obtain cash to pay estate taxes and liabilities? Will your heirs and surviving owners work together harmoniously? As a small business owner, you may be able to use life insurance to help with an orderly, economical transition.

Learn more about 业务 Continuation

关键员工

Employees are an integral part of a business owner's success. Could your small business continue to be as profitable in the event of the unexpected death of a key employee? 生活 insurance may be an option to make sure you have cash available when you need it.

Learn more about Key Employees

员工福利

A major problem facing many businesses today is attracting and retaining top-caliber employees. As a small business owner, you are aware of the importance of employee benefits and their contribution to your business success. 州立农场招聘 团体人寿pp王者电子官网 to enhance the benefits offered to employees.

Key employee incentives

Fringe benefits involving life insurance, 比如Split Dollar, 高管的奖金, and Non-Qualified Deferred Compensation, allow you as a small business owner to select the employees you want to participate and vary the benefits among them. These plans do not have to meet IRS requirements, and t在这里 are no IRS mandatory distribution requirements.

Learn more about Key Employee Incentives

信息披露

A 州立农场代理 can help you choose a life insurance program to meet your small business needs.

Neither 状态 Farm® nor its agents provide tax or legal advice.

出具:

状态 Farm 人寿pp王者电子官网 Company (Not licensed in MA, NY or WI)
状态 Farm 生活 and Accident Assurance Company (Licensed in NY and WI)
Bloomington, Illinois