为什么房东要求租客投保?

While a rental dwelling policy covers the building itself for the property owner, a 租房者pp王者电子官网 policy covers the personal belongings of the tenant and also provides liability coverage for certain types of bodily injury or property damage. Purchasing 租房者pp王者电子官网 with coverage for personal property is a smart move. But, most tenants won't purchase it unless a landlord requires it.

租客pp王者电子官网有什么好处?

租客pp王者电子官网有助于保护租客. In many cases, the insurance a landlord carries covers only the building. 个人财产损失或损坏, 由盗窃引起, vandalism or fire are typically not covered by the landlord's policy. 没有租客pp王者电子官网, the tenant may have to bear the financial burden of a loss to their personal property.

租客政策可能:

• Compensate you if your belongings, like a bike, laptop or television are lost, stolen or damaged.
• Protect against liability claims from a guest injured while in your rental.
• 保护你的个人财产, 比如你的手机, 衣服放在储物柜里，笔记本电脑放在车里, 不管它在哪里.

房东有什么好处?

要求租客投保, landlords potentially avoid liability claims from tenants due to damaged property caused by fire, 或其他承保损失. 租客的租金pp王者电子官网可以帮助:

搬迁费用

租客政策可能包括 临时住房成本 由于自然灾害或火灾.

财产损失保护

如果房客的财物被盗, that tenant might sue their landlord for failing to protect their property. 然而, if their 租房者pp王者电子官网 covers the damage for their lost belongings, they may be less likely to sue their landlord for damages.

宠物造成的损害或伤害

A rental insurance policy might help mitigate the risks of damage or injuries caused by pets to others or others' property. 然而, if your pet causes damage to your apartment, it may not be covered by your renters policy.

出租住宅pp王者电子官网费

With the tenant's renters policy potentially covering the cost of damage to the renter's personal property, t在这里 might be less claims against the landlord's rental dwelling policy.

筛选潜在租户

就像一个 租户信用评分, requiring proof of 租房者pp王者电子官网 might be an indicator of a potential tenant's ability to pay rent on time.

租客需要pp王者电子官网吗?

Typically, the law does not require tenants to purchase 租房者pp王者电子官网. 尽管如此, 考虑到它对房东和房客都有好处, your landlord has the right to require it prior to leasing you a property. The landlord may require 租房者pp王者电子官网 by including a clause in the lease that says: “Lessee is required to provide proof of 租房者pp王者电子官网 within 14 days of the lease start date.”

While landlords require 租房者pp王者电子官网 to help minimize their risks, 租房者pp王者电子官网 also 好处 the tenant by protecting their property and minimizing their risk. It’s a method to help ensure respect of property by both parties, 让租金保持在最佳状态.

If you are on the fence about getting 租房者pp王者电子官网 and want to understand the 好处，请随时与我联系 pp王者电子官网代理人 to assist you and help resolve any questions or hesitations you may have.