Times to review your insurance
在人生的关键时刻，确保你、你的家人、房子、汽车和财产得到保护.
Review insurance policies when:
你目前的pp王者电子官网单即将到期
如果你的 首页, 汽车, 生活 or 健康 pp王者电子官网单即将到期，找时间与你的代理人见面. As your needs change, so should your coverage. 你的 agent can help you review 你想保护什么，你可能需要什么.
你的 family status changes
Planning a wedding, expecting a baby or adopting a child? 你会想要用足够的 生活 insurance 和 disability income insurance. 因死亡或离婚而失去家庭成员也应促使政策审查. Remember to review 和 change the beneficiary designations on your existing policies, as needed.
你的 children have matured to driving age
When you have a new teen driver, adequate 汽车 insurance is a must. 你的代理人可以执行一项汽车pp王者电子官网审查，并与你一起考虑选择. Whether your child is leaving for college, or has recently graduated, it's time to consider renters insurance. 个人财产和责任保护通常由租客pp王者电子官网提供. 与代理人讨论保护孩子新家所需的pp王者电子官网金额.
You move or remodel your house
When you make upgrades, the replacement cost of your house will likely increase. 如果你搬家并缩小你的房子，你可能会被超额投保. 如果你搬到一个更大的房子里，你可能没有足够的pp王者电子官网. 在这三种情况下，您可能需要联系您的代理 首页 insurance review to help ensure you're sufficiently protected.
You're starting a business
Whether you're renting office space or opening a 首页-based business，在你的创业计划中包括一个全面的pp王者电子官网评估. 根据您的业务规模，您可能不得不考虑 property 和 liability insurance as well as commercial 车辆 insurance. If you have employees, you may also need workers' compensation coverage 和 a 健康care plan. If you're working from 首页, 检查你的业主计划，看看你的业务和设备有pp王者电子官网.
你的 employment status changes
在当今瞬息万变的医疗环境中， protecting your family's 健康 can be a challenge. Here are three examples:
- 你的 current 健康care plan is up for renewal.
- 你已经 started a new job.
- 你被裁员了，需要新的报道.
In each instance, 花时间将计划的功能与家庭当前或预期的需求进行比较是很重要的. Also, consider disability insurance 以帮助防止致残疾病和意外事故.
你已经 decided to retire
In prepping to retire, 确保你知道你的雇主在你符合医疗pp王者电子官网资格后是如何处理健康pp王者电子官网的. 对于医疗pp王者电子官网不包括的自付费用， supplemental coverage may help.
这些只是你想要检查你的pp王者电子官网政策的几次. Schedule a conversation today with your 状态 Farm® agent 关于定制你的pp王者电子官网范围和保持你的pp王者电子官网是最新的.
