The closer you get to retirement, the more focus you'll need on planning
Optimize your assets 和 protect your income
Many people hit their peak earning years in their 50s 和 early 60s. It's the right time to take these steps to help protect what's important 和 ensure you're staying focused on achieving your retirement saving goals.
作出更大贡献
Make sure you're funding your employer's retirement plan as well as your Individual 退休 Accounts (IRAs). Once you turn 50, you're allowed to contribute even more each year.
Start Saving for Your Future With an Individual 退休 Account (IRA)
Underst和ing 业务 退休 Plans
Consider your retirement income strategy
Think about how long you could live 和 how much income it could take to get you through retirement. This planning is especially important now because if t在这里 are income gaps that need to be addressed, it's easier while you're still working 和 have income.
Protect your savings
Your retirement savings will be reduced if you dip into them for the costs of illness, injury or disability. 重新评估你的 健康 和 disability insurance.
Get the IRA Information You Need to 帮助 Plan for 退休
Should You Take a Loan from Your 401k?
重新评估你的 insurance
Review your life insurance policies with your agent to make sure you've provided enough for your family in case the unexpected occurs 和 check that beneficiaries are up to date.
Get the most from Social 安全
You can receive Social 安全 benefits starting at age 62, but waiting until you reach the full Social 安全 retirement age will allow you to take a higher retirement benefit.
工具 & 解决方案
信息披露
Neither State Farm® nor its agents provide tax or legal advice.